By checking this box, I acknowledge that I have read and agree to the Rooms To Go Terms and Conditions of Sale, Limited Product Warranty, and Dispute Resolution/Arbitration Agreement and Terms of Use. LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). By providing this information you help us make our news letters more I was expecting around $4k, but I plan on calling Credit Solutions in the morning to get a higher credit limit. I applied for a 0% NordicTrack bike (~$2,000) a while back, was denied, but approved for a $3000 Fortiva Retail Credit Account instead. Credit cards come with pre-qualification available. Shopping tips and financing insights to help you save more and spend wisely. A landlord may apply for financial assistance to reimburse them for qualifying damages. Genesis Credit Account Agreement - City Furniture - 34.9% APR - 12 month promotion. Please enter a minimum of three characters. However, all information about the offer(s) is presented without warranty. Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. Avoid the worry of making payments with Autopay. 24/7 access to your account, even on mobile! Rooms to Go financing offers. We really enjoyed watching the barges and various boats going up and down the river constantly and the great sunsets. 1-866-502-6439. The best way to buy furniture is usually to save up and pay with cash, but if youre shopping with retailer Rooms to Go then here are options for financing. Check the information is accurate and submit your application. Promotions and discounts from our retail partners. Genesis approves more borrowers, offers higher credit lines and an appealing deferred interest promotion, and processes transactions quicklyleading to more saved sales and higher tickets., A second chance to access credit for near-prime consumers, Leverage second-look financing to create more approvals and increase brand loyalty, Genesis Credit President and others discuss key factors to speed economic recovery, Genesis Financial Solutions donates $38,000 to local food banks. The flipside of this, however, is that subprime borrowers (with credit scores below 560) saw an average APR of 156.11%. Enjoy the benefits including special financing offers and convenient low monthly payments. It has known security flaws and may not display all features of this and other websites. A payday alternative loan (PAL), however, is a cheaper option for bad credit borrowers. High Point, NC. Consult a card's issuing bank about the terms & conditions. And we believe in second-chances. You must have a social security number and a street, street, or APO/FPO address. . Getting approved for a Rooms To Go credit card requires a little planning. I can tell you I think the magic credit score (TU for synchrony and it's a soft pull by phone) is 700. 3. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Everything for your home from floors to dcor. Requirements For Genesis Credit Registration. The Rent Guarantee Program provide incentives and financial, assistance to landlords that rent or lease to low income, households by guaranteeing payments to landlords for unpaid. The program will be introduced/piloted in three areas of the state, including one . Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. All Rights Reserved. You must be at least 18 years of age to apply, Only legal residents of the United States are eligible for this offer, Your credit score should be at least 650 (ideally 700 or above). By clicking 'I agree' below, I consent to receive electronic disclosures for this transaction only. After that, you can enter the necessary information: If you have your My Genesis credit card number:- Enter your card number, date of birth, and social security number. Rooms to Go offers a financing option through Synchrony Bank. To apply for an Account, you must be at least 18 years old, have a social security number and a street, rural route, or APO/FPO address. However, there is one major sticking point to PALs: You must be a member of the credit union offering PALs for one month before applying. In some cases, though, you might not be able to make your furniture purchase until the card arrives in the mail and you activate it. Further information is available in our FICO Data Privacy Policy. How you know Enjoy an instant credit decision, greater purchasing power, and more if approved for a Rooms To Go credit card. Apply Now (opens in new window) _____ Contact Us. I request and consent to receive marketing and promotional SMS and MMS messages, including text messages, or telephone calls using an automatic telephone dialing system or prerecorded voice or message from Rooms To Go So, when applying for new credit, it's essential to know your credit scores and what's on your credit reports. Rooms To Go is on the right next to the Shoppes at Eastchase. There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Credit card issuers want to see a strong credit history, steady income, and low credit utilization. The Credit-Land.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. You must also make a down payment that covers the sales tax and delivery fee, if applicable. COMPLETE APPLICATION SHOP NOW ENJOY THE BEST BENEFITS Rooms To Go cardholders enjoy: Anybody hashad luck doing this? The Good. Accounts with Merchants Not Specified Below. I kind of did the same thing, and didnt complete the purchase because the terms weren't as good, and I . Goal Score: EX 750 TU 750 EX 750. (Granted, some zero-interest cards charge back interest if you dont pay off the card before the period ends.). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Rooms to Go offers a financing option through Synchrony Bank. Rating Register And Make Your Bill Payments Through Genesis Credit. With a secured loan, you provide some type of collateral that the lender can repossess if you miss payments. Google Play and the Google Play logo are trademarks of Google Inc. Do I need to activate my Rooms To Go account; if so, how do I activate it? The Bad. Apple and the Apple logos are trademarks of Apple Inc., registered in the U.S. and other countries. Your browser is out-of-date! All Other Inquiries: (800 . You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. 3.7, Reporting to the Major Consumer Reporting Agencies, Use this card everywhere Mastercard cards are accepted (subject to available credit). Explore the Home Blog by Rooms To Go to find inspiration and helpful information. Copyright 2000-2023. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. You can either visit the partner's website or click on the "Apply" button (if available) to review current terms and conditions of the offer(s). Credit-Land.com has not reviewed all available credit card offers in the marketplace. Congrats! A lock icon ( ) or https:// means youve safely connected to the .gov website. View statements, enroll in paperless statements, pay your bill, update your contact information, and more! without affecting your credit bureau score. But if youre shopping with retailer Rooms to Go and dont have money on hand, you might benefit from Rooms to Go financing. I was at Rooms To Go tonight and applied at the store for the R2G (Synchrony)card and was approved for $1,500. I consent to delivery of my Service Contract, and any related documents in electronic form. Message and data rates may apply. CSBG funds are provided by formula to local eligible entities that meet requirements in the Community Services Block Grant Act. There are no guarantees for approval or offers when applying for a credit card. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006. Rates are also lower than those youd find on a payday loan, and application fees top out at $20. Genesis FS Card Services offers and services credit cards tailored to consumers with less than perfect credit. Contact us by mail or phone. Genesis offers the highest approval rates and lines of credit in the second-look space, helping turn primary lender declines into additional sales for clients, Friss said. Merchant Consumer Account LoginsIf you have an account with Genesis Credit through one of our many businesspartners, you can access and manage your account online using the links below. And you can look outside the store too. Offered by federal credit unions, PALs allow you to borrow between $200 and $1,000 for up to six months. Rooms To Go Credit Card & Financing Dreaming of the perfect home? Promotional deals might only be available for a limited time, and they might differ depending on where you live. 2023Genesis FS Card Services Inc., All Rights Reserved. With this option, you apply for a credit card and receive special financing offers when you make purchases with it at the store. Does not offer rewards or cash back. Pros & Cons of Rooms To Go credit card. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, Telephone Number 866-501-2397, Rooms to Go Financing: Compare 5 Options Before You Buy, No interest on purchases for a set period of time, Regular purchase APR is high: 29.99% after the three-year promotional period, Poor credit borrowers may not qualify or may only qualify for high rates, May not have access to a no-interest deal, Potential for a signing bonus with rewards cards, Can be used at multiple stores, not just Rooms to Go, May not qualify for the best credit card deals, Potential to pay interest on the purchase from the beginning, Must be a member of a credit union offering PALs, Small loan amounts and short repayment terms. Account not available to WV residents. Merchant Consumer Account Logins If you have an account with Genesis Credit through one of our many business partners, you can access and manage your account online using the links below. I was approved for A $3000 CL. document.write(new Date().getFullYear()) Genesis Financial Solutions. Because at Genesis Credit, you and your customers are more than just a number. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Make a payment with confidence knowing your account is protected with our fast and secure system. Las Vegas, NV, October, date TBD However, if you can get a low-interest credit card, it might be worth it for the versatility. Apple and the Apple logos are trademarks of Apple Inc., registered in the U.S. and other countries. Accounts with Merchants Not Specified Below House Bill 2163 invests $4.5 million to establish a long-term rental assistance program supporting individuals younger than 25-years-old and are transitioning out of foster care, homelessness, behavioral health or treatment facility, or corrections or detention facility. Genesis Financial Solutions credit cards are also reported to the major credit bureaus, which makes them good tools for building credit history. As the platform caters to near-prime and subprime consumers, it will only offer credit cards to those consumers (consumers with a credit score below 669). Rooms To Go Terms and Conditions of Sale, Limited Product Warranty, and Dispute Resolution/Arbitration Agreement and Terms of Use, Guard It Residential Furniture Protection Plan Terms and Conditions (Includes Dispute Resolution/Arbitration Agreement and Class Action Waiver), Lifestyle Adjustable Base Service Contract by Fortegra. A traditional personal loan is unsecured, meaning you dont have to use collateral to secure the loan. Alerts are one-way communications via email or text message about your account. An official website of the State of Oregon, An official website of the State of Oregon , Shelter and transitional housing facilities acquisition and rehabilitation/conversion, Case management and housing stabilization services, Employment-, transportation- and self-sufficiency-related costs, Emergency and transitional shelter facility maintenance and operations, Shelter housing facilities acquisition and rehabilitation/conversion. Click to return to order details for delivery updates and tracking, *Asterisks indicate required fields in the form below. That means this financing option may be expensive for some borrowers. Learn how, The Community Services Block Grant assists communities for the, reduction of poverty, the revitalization of low-income communities, and the empowerment of low-income families and individuals to. The cards are aimed at consumers with bad credit mostly. Many factors affect your FICO Scores and the interest rates you may receive. You might qualify for four interest-free payments, but potentially high APRs beyond that point should lead you to considering other options. Rooms To Go / SYNCB Please review your order above and make any changes you need. Only share sensitive information on official, secure websites. Customer Service Technical Support Customer Service: 1-800-229-0364 Fax: 503-268-4711 Correspondence address: Genesis FS Card Services PO Box 4477 Beaverton, OR 97076-4477 Genesis Financial Solutions is a leader in issuing and managing consumer non-prime credit cards. The payment will be the amount you select: either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount. The Two Barrels Taps and Grill has great views, good food, and very attentive staff. Get personal loan offers from up to 5 lenders in minutes, Personal Loan Rates Of course, your credit score is a major factor, but issuers also consider your monthly With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. View Agreements Stay on Track with 24/7 Account Access View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Rooms to Go financing offers; Personal loans; Low-interest credit cards; Payday alternative loans; Secured loans; 1. If you set up your online account and had to go through Mysynchrony.com portal, then chances are it will be another HP. Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). By checking this box, I acknowledge that I have read and agree to the Terms and Conditions. With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. Genesis Credit | Merchant Solutions KNOWLEDGE CENTER About Genesis Credit Knowledge Center Partner With Us Read & Review What is second-look financing? Credit-Land.com receives compensation from most issuers whose offers appear on our site. To qualify for the best credit card offers, you do need stellar credit. I got approved yesterday for $1500 as well. Genesis Credit Card customers must meet the following requirements at the time of registration: Copyright 2020-21 | Disclaimer: This website is not associated with the. An official website of the State of Oregon . You must remove financing to use another payment method. No annual fee. Best Personal Loans for Bad Credit I did get approved for the max 6k limit as my SL, but the one year interest free period blows. Log into our Secure Server Username Password Register Your Account Forgot your Username or Password? By checking this box, I agree to finance my purchase using my Genesis Credit Account. All rights reserved. Thank You, Your Question Has Been Successfully Sent! A .gov website belongs to an official government organization in the UnitedStates. If you have an account with Indigo Platinum Mastercard or Milestone Mastercard you can access and manage your credit card account online using the links below. Salem, OR 97301-1266. Please seek appropriate professional or legal advice when needed. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. However, many secured loans have shorter repayment periods than what you would see with unsecured loans. Genesis Credit Account Agreement - 34.9% APR - No promotion - $4.95 Monthly Fee. community action agencies (CAAs) and other providersthroughout the state. Enjoy the benefits including special financing offers and convenient low monthly payments. You can potentially take advantage of a signing bonus (if you get a rewards card) or you might qualify for a 0% APR deal, where you pay no interest on purchases during a promotional period. You may be familiar with payday loans. Program assistance may include expenses related to property damage, unpaid rent, or other damages satisfactorily described and documented in an application from the landlord to Oregon Housing and Community Services. Learn If you are turned down by other financing programs, you can try credit card options from Genesis credit program. In the Genesis Credit Card Login Portal option, click Register your account. rent and for eviction and property damage costs. Get the quality furniture you want now and pay for it over time with the Rooms To Go credit card. Eighty-three percent of customers approved for credit by Genesis choose to open accounts and transact with the retailer. Compare such factors as: There are a number of personal loan offers online, ranging from $1,000 to $50,000 or more. All rights reserved. All Rights Reserved. GENESIS CREDIT You and Your Customers Are More Than Just a Number About Genesis Credit Knowledge Center Partner With Us Our Mission We believe in opportunity and growthfor business and for individuals. Get the quality furniture you want now and pay for it over time with the Rooms To Go credit card. I did get approved last May for a SyncB Walmart store card with a 635 score, if that data point helps. Things have changed for the better. It's unfortunate that the previous finance company for RTG, GE Capital had such terrible service. Get the quality furniture you want now and pay for it over time with the Rooms To Go credit card. Rather than getting a Rooms to Go credit card that can only be used in one place, it can make sense to apply for a low-interest credit card. Contact Us - Genesis Credit Contact Us Our customer service begins with the sale and never ends. All Other Inquiries: (800 . All logos on the Credit-Land.com website are property of their respective owners. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. Reasonable efforts are made to present accurate info, however all info is presented without warranty. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I agree that I have received and can view the Important Promotional Information below electronically, confirm that I have read the information, and that I agree to its terms. With this option, you apply for a credit card and receive special financing offers when you make purchases with it at the store. In order to apply for a Rooms to Go credit card in store, you will need to: 1. Apply Now (opens in new window) _____ (opens in new window) Contact Us. If a personal loan may be a good option for you, youll want to shop lenders by reviewing their terms. Not to happy with the limit since my TU score is 667. If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to verify your information and activate your account. COMPLETE APPLICATIONSHOP NOW ENJOY THE BEST BENEFITS Rooms To Go cardholders enjoy: Discover, Master Card, Visa, American Express, Genesis Credit ADDRESS: 63295 OLD MILITARY RD, Pearl River, LA 70452 TODAY: Saturday, Feb 25 | Open from 10:00am - 9:00pm PHONE: 985-863-6810 Store Description: Visit the Rooms To Go outlet in Pearl River, LA, for quality furniture at affordable prices. at any telephone number I have provided to Rooms To Go. What are you looking for? River Lodge and Cabins is a great place to stay. Please refer to the application or issuer's website if you would like more information on each credit card. Internet Assistance: (888) 709-5380. I understand that I can stop receiving calls or SMS messages by texting "STOP" in reply . After entering the above credentials, click Next to continue registering your Genesis card. With a secured loan, you might be able to get the financing you want without having good credit. But not all deals are suitable for all customers. If you dont have your My Genesis credit card number: Enter your name, zip code, date of birth, and social security number. I had to apply for the 2nd tier subprime card from Genesis. Check with your card issuer to see if you can get around this by getting the credit card information ahead of time. We are not a bank or a credit card issuer, and we do not have access to your account information. Account history is reported to the three major credit bureaus in the U.S. Pre-qualify for a card today and it will not impact your credit score, Fraud protection for stolen or lost cards, Pre-qualify today without an impact on your credit score, Keeping your account in good standing may help establish and/or improve your credit, Protection from fraud, if your card happens to be lost or stolen, Access your account online or from your mobile device 24/7, Protection from fraud if your card is stolen, Online servicing available 24/7 at no additional cost, Unsecured credit card, no security deposit required, Pre-qualifying today will not affect your credit score. We believe in opportunity and growthfor business and for individuals. This is been my own experience with them as well. See what options are available for you to finance your upcoming furniture purchase from Rooms To Go. I understand that I will be making equal monthly payments and that paying with a Rooms To Go Credit Card may require a down payment equal to sales tax and delivery.